Not only in credit repair industry but in all the industries, we can see both good, as well as bad companies. It’s in your hands to figure out the bad companies and avoid them to serve you. So, how can you make sure that you are not into the clutch of a bad credit repair company? There are several things to look out for when seeking out a credit repair company to restore your credit. But, the sad truth is that finding out the difference between a good company and a bad company is not easy. Now, learn how to find out if a credit repair is good or bad here…
What’s happening around?
The real situation that is prevailing in the credit repair industry is that a vast majority of companies that are putting out ads about their credit repair services are not legal entities. Most of them just register a domain name and set up a cheap website. Thus, the customers who are not aware of these strategies get ripped off. After they close down their business, they will start a new company with a new brand name. The customers who got cheated by such companies will not have anything to do after that. This is the reason why the credit repair industry has earned a bad reputation among the common people.
Finding out the bad credit repair company:
Investigation about the credit repair company is not extensive. You can do that in a matter of five minutes. For this, you will have to check the register of the company’s domain name. This will tell you who the owner of the domain is. It must be registered with the company if they are transparent. If you find that the domain is registered as private, then you must take it to be a red flag. As a next step, you can continue your investigation by searching the company name in business registries like yellow pages and enter the company’s phone number. If you cannot find a business listing, you must take it to be another red flag. Finally, check their address. If you can’t find a physical address, then the company should be avoided.
Thus, these simple steps would help you distinguish between a good and a bad credit repair company.
To ruin your credit score is easier when compared to repairing it. If you are in a similar situation, you must remember that there are several factors to consider. While working out the most common ways, you may tend to overlook the following important things. To help you in this matter, our expert team at Credit Advisors Group has prepared the list of things that should not be overlooked in the process of building your credit. Come on; know them here.
We would advise you to keep your old debts on your credit report. This may seem odd, but closing your old debt accounts will shorten the history of your credit. In general, a longer history would appear attractive than a short one with negatives. A longer history will tell your future lenders that you had a period of good standing, which could turn into your favor.
When it comes to credit checks, consolidation is important. For instance, if you are planning to buy a house or a car using credit checks, you must try to get all your checks done close to one another. A simple theory here is that whenever a major hit is being made on your credit report, all others that are done within the short period will be given less weight.
We would advise you not to settle your medical accounts in the process of credit restoration. At least don’t do this until after you get a credit check. This is because the settling of medical accounts that are in the collection would give rise to new accounts. Thus, it would make the situation even worse. Although settling accounts is important, you must do it at the right time.
Finally, these are just a few of the several ways that could help fix your credit score. For more tips and credit repair information, contact Credit Advisors Group for a free credit consultation at 407-675-3605 today.
Cut these Edges to Fix your Credit
Are you looking to fix your bad credit? Well, don’t think you are alone in this! There are millions of people out there in our country with a low credit score. Although few people know where to get started in order to restore their credit, several people do not know how to get started. This is why our expert team at Credit Advisors Group has come up with this article here. This article will tell how to save some money to pay down your own debts. Know how here…
Although food is a basic need, eating out is not your basic need. If you got used to eating out, it means that you are wasting money that can be saved to fix your bad credit. Think how many you are eating out in a month. Cut down to once or twice in a month. This will save a lot of money at the end of the month. If your family members are against this idea of cutting out outside foods, try to please them with some other ideas. There are lots of things to try at home!
Even if you are on a tight budget, you will be spending some money on entertainment. It may be your movies, ball games, concerts, and others, you are not aware that this could add up a big sum over the year. For at least six months to one year, try to commit to only free entertainment sources. The amount you save can soon add up to the extra cash you need to pay down your debts. For instance, stick to some rented movies and visit the state parks instead of theme parks. Doing these simple alterations could help fix your credit than you think.
If you really want to fix your credit, you can achieve it even with your tight budget. Combining these things with professional credit repair services can help you win your financial freedom quickly than you imagine. Credit Advisors Group is here to help you. You can call us anytime at 407-675-3605.
In general, the credit repair companies don’t have a good reputation among the general public. It’s because of the higher number of unethical credit repair companies that hunt on the customers with bad credit. Due to these predatory companies, people like you have become resistant to use credit repair services. But, you should not sit back idle when your score is lower. You need to act immediately by taking help from ethical companies like us. Following are the reasons why you should use our credit repair services immediately. Come on; know them here…
Several people are suffering from their bad credit for years. However, people will be little motivated when it comes to new purchases like your house or car. In these situations, a good credit score is important. It’s the deciding factor in how much loan amount you are approved for and how high is the interest on your loan. Remember, a minor difference between a good and a bad credit would work out to be some thousand dollars. Therefore, try to fix your credit score before planning your new purchases.
Businesses and Credit Opportunities:
If you are looking to start your own business, you are more likely to look for some finance opportunities. In such cases, your credit score will play an important role. A bad credit score could stand as an obstacle between and your credit opportunities. Therefore, fixing your credit score is really important!
In addition to the finance and credit opportunities that are mentioned above, from time to time, some special offers will also come to you. For instance, reward programs, membership schemes, frequent buyer services, and so on will become available only to the individuals who meet a particular level of credit. So, in order to enjoy some special offers, a good credit score is important.
If any of the above-mentioned top three reasons are also your reasons for using credit repair services, contact our credit repair specialists for a free consultation. Call 407-675-3605 today.
If you are looking for a perfect credit repair company to restore your credit, then you need to know about the company very well. Firstly, remember that the top credit repair companies will act as your financial coach, rather just being your service provider. The credit repair companies like us will set you up for success by thoroughly understanding the credit status and guiding you through the entire process. Following are the list of questions to ask your credit repair company before hiring their services. Learn more now:
Qualifications of the credit repair company:
We would say this is one of the critical things to ask your credit repair company. Remember, there are few things each and every credit repair service provider should have to run the business. They must be able to provide you the references, as well as success stories from their past clients. Also, a top credit repair company should have good business relationships with the financial affiliates. So, the credit repair company you choose should be able to provide answers to these basic questions instantly.
Length of the credit repair process:
This is one of the greatest questions to ask your credit repair company as it would give you the much-needed insight on how transparent the company is. In this line, you must remember that a credit repair company should not be able to give you the guaranteed improvement in your credit score. If a company is providing you some empty promises, then it should be considered as a red flag. On the other hand, top credit repair companies will provide you the money-back guarantee, which you can take it up.
Information needed by the company:
You need to ask your company the list of things you need to provide them. A good company should be able to provide clear and specific items that you need to give them. Examples of such items include:
So, when a credit card company can answer to these common questions, you can feel comfortable partnering with them to enhance your credit score! For more information on our services, feel free to contact us here.
As each and every one of us knows, everything is possible with money today. This applies to credit repair as well. If you are affected by bad credit and suffering a low credit score, there are various ways to repair it. One of the easiest ways to do this is to go for secured credit cards. Yes, it’s simple! You need to use your credit card to restore your credit score. Know how here…
Secured Credit Cards for the Benefit of Low Credit Scores:
Yes, it’s true that if a person has a low credit score, his/her credit card application will be rejected. Here come the secured credit cards for the benefit of these individuals. If you are a person who is not able to get a normal credit card, you can seek for a secured credit card. This can be done even with a very low score. Yes, secured credit cards are the ones which require a deposit.
Understanding the Secured Credit Cards Better:
In general, with a secured credit card, your credit limit will be somewhere between the half of your deposit and 100%. With this, you will be leaving a deposit with your card issuer and will be making payments every month like you do with your normal credit card. Although you have already deposited a sum with your issuer, it’s always good to pay off your balance every month. Also, remember that if you are about to reach the limit, your credit will freeze the card and retain your deposit to prevent any losses.
Improving your Credit:
By having a secured credit card and paying your monthly dues responsibly, you are showing the credit bureaus, as well as your future lenders that you have the capacity to make payments on time. Thus, your credit scores will also be improved.
If you have any questions about using secured credit cards for your credit restoration, feel free to talk to our credit experts here.
If you want to improve your credit score immediately, then you would want a fast credit repair service. Sometimes, getting the service you need could take at least a few months to years. That’s too long, right? But, with Credit Advisors Group, your credit repair results could take as little as possible, let’s say a few weeks. Read the following article to know how…
How can we help you?
Having a bad credit score will make it difficult for you to obtain and invest in a loan. The lower your score is the harder for you to succeed getting a loan at a reasonable interest rate. As one of the leading credit repair companies in Orlando, we would help you by reviewing and analyzing the credit reports from all the three credit bureaus. As soon as we get knowledge about your credit history, we would start looking for any blemishes. As you might be aware already, fixing such blemishes will help increase your score.
From here, we will help you go on the track with the repayment plan that would work for you. Remember, the sooner we can begin on your plans, the sooner your score can improve.
The Faster the Better:
Using the copies of your credit reports from all the three credit agencies, we will develop a personalized growth strategy for you. As mentioned earlier, we can determine an effective repayment plan only after we understand the credit score and the borrowing history. From here only, we can begin on repaying your debts. The faster we can start repaying back the debt, the faster your score would increase. In this, you need to remember that if your credit report process takes a long time, then you can’t see any improvements for a long time. Therefore, we advise you to start as soon as possible.
Call us now at 407-675-3605 to talk with an expert to get started. Alternatively, you can also request online for a free consultation by clicking here.